| HOME INSURANCES- Best Buy Table
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| Provider sorted by price & benefit. (Cheapest to more expensive) |
Online Discount |
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25% introductory discount
for new home insurance customers
Up to 30% no claims discount
when you join or renew
15% online discount
if more than one discount applies the discounts will be deducted consecutively from your individual premium
Contents cover of up to £50,000
Buildings cover of up to £500,000
New for old replacement
(excluding pedal cycles, clothing and linen)
24-hour claims and emergency helplines
answered in the UK
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25% |
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Contents, building and combined cover
15% first year discount for all customers (25% for Advantage Private and Gold members)
Extra 10% online discount
Up to £25 towards any fees charged by mortgage providers for switching buildings insurance
Extra 10% contents cover to insure Christmas presents (1st December to 15th January)
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Up to 25% |
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Awarded 5 stars from independent market researchers, Defaqto, for the 3rd year running
'all risks' cover, meaning minimal exclusions, maximum cover
contents covered inside the home and when temporarily away anywhere in the world
Buildings cover automatically includes accidental damage
No need to list every valuable on your policy worth more than £1,500
24 hour emergency cover (e.g. for blocked drains)
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N/A |
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Up to £500,000 rebuilding
15% discount when Buildings and Contents are bought together
• Up to 40% NCB for buildings and contents
HomeResue Plus for just 12p for the first year
Pay monthly by Direct Debit or annually by debit/credit card
Free Legal Expenses Insurance, up to £50,000
Free Legal Advice Helpline
Free HomeRescue Emergency Helpline
Free Pre-Travel Advice and Emergency Travel Assistance Helplines
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Up to 15% |
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Guarantee to beat what you paid last year - or refund the difference up to £100
Contents + Buildings= 30% off
No extra for monthly payments
Temporary accommodation - if your home is damaged and you have to move out
Fridge / Freezer cover up to £500
Replacement locks and keys - up to £500
Increased cover for birthdays, weddings and religious festivals - Nationwide will increase your contents sum insured by 10% for the 30 days before and after the event
MP3 Player & music downloads - Nationwide will even cover the music you've paid for and downloaded.
Cover on the move
Student accommodation cover - if your son or daughter is away at college or university, your insurance also covers their contents.
Cover for cash - it's not just material goods that we cover, we also cover personal money kept in your home, up to the value of £500
24/7 helplines - Medical, legal, tax and counselling helplines
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Up to 30% |
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2 minutes application !
£55 cashback when you buy combined buildings and contents insurance.
£20 cash back on single policy (contents or buildings)
Up to £500,000 buildings insurance
Up to £50,000 contents insurance.
New-for-old replacements
All repairs and replacements arranged by Barclays.
TVs, satellite boxes, aerials, games consoles, glass and mirrors covered for accidental damage.
Up to £10,000 for temporary accommodation in case of fire or flood.
Optional full accidental damage cover.
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10% |
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Registered professional tradesman to repair your home
24 hour claims line, 7 days a week
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15% |
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Buildings up to £1million
Use Clubcard vouchers towards the price of your premium
Accidental damage optional
24/7 helpline
Get £50 Cashback
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35% |
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Automatic cover for accidental damage to your TV, video, audio equipment, home computers and fixed mirrors and glass.
Cover automatically increased by £3,000 over Christmas with no increase in premium.
Replacements locks, if keys are lost or stolen.
HSBC deals direct with tradesmen for you, so there is no need for you to worry about getting quotes or organising tradesmen.
No interest charged when you choose to pay by monthly instalments.
If you’re moving home HSBC covers your contents while being moved by professional furniture removers. HSBC also covers them while in storage for up to 7 days.
Children away at university ? HSBC home insurance automatically provides up to £5,000 worth of contents cover for their possessions whilst away.
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N/A |
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£25 wine e-voucher for every completed quote !
Buildings cover up to £1 million
Contents cover up to £50,000
New for old replacement on damaged or stolen items
Accidental damage cover
Up to 15% discount for home security measures
Identity Theft Assistance Service
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N/A |
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£60 off online
15% off when combined buildings + contents cover
New for old contents cover
Accidental damage for TV, Home Computer and Hi-Fi automatically included
Up to £500 free replacement locks if your keys are stolen
Up to £500 freezer contents cover
Up to £500 contents in the garden cover
Up to £250: Money in the home including unauthorised use of any cards
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15% |
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Building cover up to £750,000.
Cover during the sale of the property
Property Owners’ Liability cover up to £2,000,000
Alternative accommodation up to the lower of £10,000 or 20% of the building sum insured if the home cannot be lived in following an insured event
Content cover up to £99,000
Freezer Contents up to a maximum of £500
Cash up to £350
Use of Credit Cards up to £500 where stolen from the home
Guests’ property up to £500
Cover for Personal Documents and Title Deeds up to £250 per incident
Legal responsibility as a tenant up to 15% of the sum insured
Increase in contents cover by 10% during the Christmas period and before and after Weddings
Loss of oil or metered water up to 10% of the contents sum insured
£1000 of cover for contents in the open
Limited cover up to 20% of the sum insured for contents away from the property
Replacement locks and keys cover of £500
Accidental breakage to home entertainment equipment and mirrors and glass
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N/A |
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Choose Premier or Standard cover and enhance with Additional cover
Unlimited cover for your home and its contents (except £500 money)
Cover for your possessions anywhere in the world
No excess to pay except £1,000 for subsidence
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10% |
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- New for Old
- Accidental Damage available
- Option to include items away from home
- Cover for valuable items and collections
- Cover your mobiles, MP3's and Laptops
- Flexible excess
- Contents in the garden
- Contents kept in outbuildings
- Frozen food
- Family legal expenses
- Non standard risks
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N/A |
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20% |
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Save 5% when you buy online
House contents insurance with the option of personal belongings
Cover for damage due to fire, storm, flood, subsidence, or theft
Pay by easy monthly instalments
Optional Home Emergency Assistance available 24/7
Optional Family Legal Protection Benefits
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5% |
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Save you up to £109 on your home insurance
Up to £2,000 bicycle cover available
New for old contents cover
Accidental damage for TV, PC, Video and Hi-Fi automatically included in cover
Frozen food covered
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N/A |
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3 Minutes Application !
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N/A |
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