| CREDIT CARD - BEST OFFER | Best Buy Table
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| Provider sorted by price & benefit. (Cheapest to more expensive) |
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0% balance transfers for 16 months.
0% on purchases for 6 months.
Handling fee of 2.98% applies.
Typical rate 16.6% APR (variable).
Discount on purchase with Virgin Partners
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0% balance transfers fixed for 5 months
0% per annum on purchases (5months)
Typical 14.9% APR variable
No balance transfer fee during 5 months
3% Reward rate
100 Rebate Points on first purchase
No Annual Fee
Online banking
Additional Rebate Points with GM Card Partners.
Transfer your points to an ‘eligible relative’
Company car drivers can redeem up to 500 points at a time as vouchers, acceptable in high street retailers
Rebate Points have a 4 year life span
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5% cashback
0% interest on balance transfers for 14 months from account opening(2.9% handling fee applies.
6 Months FREE Gadget insurance
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0% interest on balance transfers for 14 months
0% interest on purchases for 3 months
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0% on balance transfers for 13 months. 2.5% handling fee
0% on purchases for 3 months
Typical 16.9% APR variable.
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Up to 4 points per £1 spent at participating Nectar sponsors
Earn 1 point for almost every £1 spent elsewhere
NO annual fee
Free end of tax year report breaking down the year's business expenditure for each Cardmember.
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5% Money Back for the first 3months & up to £200
Up to 1.5% MoneyBack on almost every £1 you spend thereafter
No annual fee
Up to £200 refund on "no returnable item policy"
Online shopping protection
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0.5% cashback on all card purchases + double cashback on fuel purchases.
0% p.a. on balance transfers for 9 months
0% p.a. on card purchases for 3 months
£29 yearly membership fee
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3,000 Bonus BA Miles when you use the card for the first time
Redeem your BA Miles on a British Airways flight
1 point for almost every £1 you spend
Spent £20,000 per year get another ticket flight for your companion.
FREE additional cards
Travel accident benefit up £75,000
NO annual fee
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1 Flying Club mile for every £1 spent on card purchases
2 Flying Club miles for every £1 spent on your card direct with Virgin Atlantic or Virgin Holidays.
3,000 bonus Flying Club miles upon first spend.
0% introductory rate on balances transfer for 6 months
No annual fee
Complimentary companion reward flight when you spend £15,000 or more a year
Spend £10,000 or more a year on your Virgin Atlantic Card and you'll qualify for a complimentary round trip Premium Economy reward upgrade
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5,000 Nectar bonus points when you first use the Card
Double Nectar points for the first 3 months
1 point for almost every £1 you spend
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Ideal to rebuild your credit score
Initial credit limits range from £250 to £1,000
Up to 56 days interest free on purchase transactions only
No annual fee
Must be registered on the voters roll
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